Hold on to Your Health!
As a pioneer and market leader in health insurance, Bankers is committed to providing reliable, comprehensive medical cover designed to meet the needs of individuals and families.
We also offer tailored health insurance solutions for businesses of all sizes, syndicates, and self-funded schemes. With flexible coverage options and a customer-focused approach, Bankers helps give you and your loved ones the protection and peace of mind you deserve.
Why Choose Bankers?
- Unlimited Financial Limit: Enjoy comprehensive protection with an unlimited financial limitation, subject to the terms and conditions of the policy.
- Extensive Medical Network: Access a full network of hospitals, physiotherapy centers, and private diagnostic centers. For Class SP, the network excludes CMC.
- 24/7 Claims Support: A dedicated team of professionals is available around the clock to assist you with your claims and medical insurance needs at +961 1 425 426.
- Guaranteed Renewability: Lifetime limit 720 days in accordance with ICC decision no. 186 dated 17/04/2018, regardless if previously insured or not.
- Worldwide Medical Expertise: Through Mediguide, you can obtain a second medical opinion from reputable medical institutions worldwide at no additional cost.
- Family-Focused Protection: From maternity and newborn benefits to coverage for eligible congenital conditions, Optimum Plans is designed to protect you and your family through important stages of life.
Out-of-Hospital Benefits
With Optimum, you can choose from a range of options designed to match your healthcare requirements and financial needs.
Ambulatory Coverage
Benefit from access to a full network of hospitals, physiotherapy centers, and private diagnostic centers, helping you receive quality medical care both conveniently and efficiently.
In-Hospital Benefits
Optimum Plans offers a wide range of benefits designed to provide comprehensive protection when hospitalization and specialized medical care are required.
- Guaranteed Renewability: Lifetime limit 720 days in accordance with ICC decision no. 186 dated 17/04/2018, regardless if previously insured or not. Adherent over 55 years is subject to additional screening.
- Maternity: Covered after a 270-day waiting period for newly enrolled insured members, whether enrolled individually or with their husband.
- Newborn Baby Coverage: A newborn baby benefits from free coverage until the expiry date of his/her mother’s policy, subject to the applicable policy conditions.
- Infertility Treatment: Covered according to the policy's financial limitations. ICSI, and surrogate maternity procedures are excluded.
- Mediguide – Worldwide Second Medical Opinion: Policyholders can submit their medical case to reputable medical institutions worldwide for a reassessment of their diagnosis and treatment plan, at no additional charge.
- Congenital Conditions: Covered from birth when the mother's maternity was covered under the plan, subject to the terms and conditions of the policy.
- Genetic Testing: Covered once per year per insured member, up to USD 3,000, when medically indicated and subject to policy conditions.
- Travel Assitance
Comprehensive Protection. Flexible Choices. Trusted Support.
With Bankers Optimum Plans, you benefit from a strong combination of extensive coverage, unlimited financial protection, access to a broad medical network, 24/7 claims assistance, and exclusive medical services.
Whether protecting yourself or your family, Bankers is committed to helping you hold on to your health with dependable coverage and support when it matters most.
For more information, please contact your insurance representative or Bankers’ nearest branch.